| Auto Interest Rates | |
|---|---|
| Credit Rating | APR |
| A+ 750 & up | 2.95% |
| A 680 - 749 | 3.25% |
| B 640 - 679 | 5.25% |
| C 600- 639 | 9.50% |
| D 550- 599 | 14.50% |
| E 549 or less | 14.50% |
| Signature and Line-Of-Credit Loans | |
|---|---|
| Amount of Loan | Minimum Payment |
| Less than $1,000 | $100.00 |
| $1,000 - $2,000 | $100.00 |
| $3,000 - $3,999.99 | $105.00 |
| $4,000 - $5,000 | $140.00 |
| Interest Rate | |
|---|---|
| Credit Rating | APR |
| A+ - A | 8%-9% |
| B - C | 12%-15% |
| D - E | 18% |
Share Secured Loan Rates 2% above Interest Earned
| New/Used Auto Terms | |
|---|---|
| Model Year | Maximum Terms |
| 2019 - 2020 | 72 months |
| 2017- 2018 | 60 months |
| 2015- 2016 | 54 months |
| 2013 - 2014 | 48 months |
| 2011- 2012 | 36 months |
| 2010 or older | 30 months |