Loan Rates

Auto Interest Rates
Credit Rating APR
A+ 750 & up 2.95%
A  680 - 749 3.25%
B  640 - 679 5.25%
C  600- 639 9.50%
D  550- 599 14.50%
E 549 or less 14.50%

 

Signature and Line-Of-Credit Loans
Amount of Loan Minimum Payment
Less than $1,000 $100.00
$1,000 - $2,000 $100.00
$3,000 - $3,999.99 $105.00
$4,000 - $5,000 $140.00
   

 

Interest Rate
Credit Rating APR
A+ - A 8%-9%
B - C 12%-15%
D - E 18%

 

Share Secured Loan Rates 2% above Interest Earned

 

New/Used Auto Terms
Model Year Maximum Terms
2019 - 2020 72 months
2017- 2018 60 months
2015- 2016 54 months
2013 - 2014 48 months
2011- 2012 36 months
2010 or older 30 months