| Auto Interest Rates | |
|---|---|
| Credit Rating | APR |
| A+ 750 & up | 3.25% |
| A 680 - 749 | 3.50% |
| B 640 - 679 | 5.75% |
| C 600- 639 | 10.30% |
| D 550- 599 | 15.50% |
| E 549 or less | 15.50% |
| Signature and Line-Of-Credit Loans | |
|---|---|
| Amount of Loan | Minimum Payment |
| Less than $1,000 | $75.00 |
| $1,000 - $2,000 | $100.00 |
| $3,000 - $4,000 | $105.00 |
| $4,000 - $5,000 | $140.00 |
| Interest Rate | |
|---|---|
| Credit Rating | APR |
| A+ - A | 8%-9% |
| B - C | 12%-15% |
| D - E | 18% |
Share Secured Loan Rates 2% above Interest Earned
| New/Used Auto Terms | |
|---|---|
| Model Year | Maximum Terms |
| 2016 - 2017 | 72 months |
| 2014- 2015 | 60 months |
| 2012- 2013 | 54 months |
| 2010 - 2011 | 48 months |
| 2008 - 2009 | 36 months |
| 2007 or older | 30 months |