Loan Rates

Auto Interest Rates
Credit Rating APR
A+ 750 & up 3.50%
A  680 - 749 3.75%
B  640 - 679 6.00%
C  600- 639 10.30%
D  550- 599 15.50%
E 549 or less 15.50%

 

Signature and Line-Of-Credit Loans
Amount of Loan Minimum Payment
Less than $1,000 $100.00
$1,000 - $2,000 $100.00
$3,000 - $3,999.99 $105.00
$4,000 - $5,000 $140.00
   

 

Interest Rate
Credit Rating APR
A+ - A 8%-9%
B - C 12%-15%
D - E 18%

 

Share Secured Loan Rates 2% above Interest Earned

 

New/Used Auto Terms
Model Year Maximum Terms
2017 - 2018 72 months
2015- 2016 60 months
2013- 2014 54 months
2011 - 2012 48 months
2009 - 2010 36 months
2008 or older 30 months